About the Author

Dr. Kenneth H. Thomas Kenneth Thomas, Ph.D., today's leading CRA expert has been an independent consultant to hundreds of banks and thrifts since 1975. Dr. Thomas was a lecturer in finance for 42 years at the Wharton School, where he received his Ph.D. in finance. He has also given congressional testimony and advised regulators on the CRA, was the  keynote speaker at the first major Consumer Compliance Conference of the Federal Financial Institutions Examination Council (FFIEC), and is author of the award-winning book Community Reinvestment Performance.  Many of that book's recommendations have been directly implemented in the current CRA regs.  Because of his invaluable assistance to community, fair housing, and related advocacy groups, Dr. Thomas received a 1993 "Award of Excellence" from the National Community Reinvestment Coalition.

Copyright 2021 by Kenneth H. Thomas, Ph.D.